Buying trawler insurance can be daunting. My recommendation is: shop – shop and compare! There’s no better explanation for finding the right carrier than that statement. Of course having an insurance company owner as a business partner helps a little. I started my search with BoatUS. They handled my 32′ Wellcraft for three years and provided courteous and careful service. I thought I would try not to say negative things on this site. But – BoatUS – what are you telling me? Their quote was for $2,500 and some change per year.
A generic search of the Internet for yacht insurance brokers turned up dozens of companies. After calling three trawler insurance companies and having them tell me they couldn’t cover an owner living in Georgia I turned to West Marine for assistance. I spoke with Jennifer and she provided great customer service. The quote was provided over the phone in just five minutes. It was for $1,500 per year and so I had her issue a policy that day. Thank you West Marine.
I’m currently carrying hull insurance for the East coast and Florida. As we venture off to the Bahamas in a year or so I will need to add a rider at that time. I’ll keep you posted as rates change with coverage.
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